Resort Real Estate Financing

Condotel Loans

Specialized financing tailored for condo-hotel units with resort-style amenities, enabling personal vacation ownership alongside short-term rental revenue potential.

Non-Warrantable Approval

Finance resort properties that standard agency guidelines reject due to registration as hotel structures or short-term rental arrangements.

Rental Income Offset

Incorporate projected or historical rental desk revenue to strengthen qualifying calculations and maximize borrowing potential.

Flexible Occupancy

Purchase property for use as a secondary getaway, vacation destination, or pure investment property within premier resort markets.

Why Choose Condotel Financing?
  • On-Site Management Compatible

    Designed for properties participating in mandatory or optional front-desk management and rental pooling programs.

  • Purchase & Refinance Programs

    Competitive fixed and adjustable-rate options available for new purchases or rate-and-term / cash-out refinances.

  • High Loan-to-Value Caps

    Leverage competitive LTV allowances to secure prime resort property without locking up excessive personal liquidity.

  • Entity Purchasing Permitted

    Close transactions directly under individual ownership, an LLC, or investment trust structures for asset protection.